Nebraska Department of Banking and Finance

Vanguard Settlement

Publication Date: April 29, 2025

FOR IMMEDIATE RELEASE

April 29, 2025

Contact: Jamie Karl, (531) 893-3615

LINCOLN, Neb. – The Nebraska Department of Banking and Finance has joined a $106 million settlement with Pennsylvania-based Vanguard Marketing Corporation and The Vanguard Group Inc.

The settlement addresses issues related to supervision failures of certain registered persons and the non-disclosure of potential tax consequences to investors following changes in investment minimums for specific target date retirement funds.

The settlement is the result of a three-year, multi-state investigation, coordinated with the North American Securities Administrators Association and the U.S. Securities Exchange Commission.

In 2020, Vanguard lowered the minimum investment for its Institutional Target Retirement Funds (TRFs) from $100 million to $5 million. This prompted numerous retirement plan investors to redeem their Investor TRF shares and purchase Institutional TRFs shares, triggering significant capital gains taxes for retail investors who remained in the Investor TRFs. Vanguard failed to disclose these potential capital gains and tax implications to its shareholders, according to the investigation.

NDBF Director Kelly Lammers said: “Our department is committed to protecting and maintaining the public’s confidence in the financial industries doing business in Nebraska. The NDBF team is proud to participate in this settlement, which ensures that Nebraskans who were financially harmed by Vanguard’s actions will be compensated.”

Nebraska residents with questions regarding the settlement may call the NDBF at (402) 471-2171 or send an email via the NDBF contact page at ndbf.nebraska.gov.

Vanguard Settlement

Make Cents Make Sense

Publication Date: April 01, 2025

'Make Cents Make Sense' Announcement

FOR IMMEDIATE RELEASE

April 1, 2025

Contact: Jamie Karl, (531) 893-3615

LINCOLN, Neb. – Governor Jim Pillen has proclaimed April as Financial Awareness Month in Nebraska. In conjunction with that proclamation, the Nebraska Department of Banking and Finance (NDBF) is launching its “Make Cents Make Sense” initiative to help Nebraskans save more money and fight financial fraud.

The initiative includes a new website,makecentsmakesense.nebraska.gov, to provide trusted, no-cost, and unbiased resources on important topics, including:

Tips to prevent financial fraud and actions to take if you’re a victim;
How to protect older Nebraskans from fraud;
Steps to build an emergency fund or open a savings account;
How to use compound growth to enhance your investments; and
Saving and investing terms to know.

The “Make Cents Make Sense” site also features links to tools like a budgeting worksheet, savings calculator, mutual fund analyzer, and fraud-prevention resources. New content will be added to the site on a regular basis. In addition, visitors can use the site to report scams.

“There is a lot of power in understanding money – how to protect it, how to save it, and how to spend wisely,” Governor Pillen said. “This initiative provides users with that information so they can make decisions that benefit them and their families.”

NDBF Director Kelly Lammers said: “Financial awareness empowers individuals and families. It is through awareness that ‘Make Cents Make Sense’ will help ensure a brighter financial future for Nebraskans.”

NDBF Deputy Director, Bureau of Securities Claire McHenry stated: “‘Make Cents Make Sense’ is more than just a website – it represents the Department’s ongoing mission to help Nebraskans secure their finances.”

'Make Cents Make Sense' Announcement

Financial Awareness 2025

Publication Date: March 25, 2025

Financial Awareness 2025

FOR IMMEDIATE RELEASE

March 25, 2025

Contact: Jamie Karl, (531) 893-3615

LINCOLN, Neb. – Gov. Jim Pillen has declared April as Financial Awareness Month.

During a March 25 ceremony at the State Capitol, the governor signed a proclamation to spotlight the importance of financial awareness and how it affects Nebraskans. In attendance were approximately 80 school children who participate in Nebraska’s in-school savings program, which is being implemented by more than 70 schools statewide.

Coordinated by the Nebraska Department of Banking and Finance (NDBF) and Nebraska Council on Economic Education (NCEE), Financial Awareness Month spotlights activities in schools, workplaces, and communities to enhance the knowledge of money-related topics. Throughout April, NDBF and NCEE will distribute financial awareness information via social media and traditional media outlets.

“Helping Nebraskans build financial awareness — so they can save, invest, and protect their hard-earned dollars — is a worthwhile pursuit of state government,” Gov. Pillen said. “Financial Awareness Month serves as a powerful reminder that Nebraska’s future prosperity depends on the financial well-being of our residents.”

During the proclamation ceremony at the Capitol, Tanner Ellis of Ravenna Public Schools was recognized as the 2025 economic educator of the year. Gov. Pillen honored Ellis by making him an admiral in the Great Navy of the State of Nebraska – the state’s highest civic award.

Later in the day, Nebraska’s bestselling children's author Julia Cook spent time with the students who participated in the proclamation ceremony. Cook’s “I Am Money” is an acclaimed book that teaches younger students the principles of financial literacy. A hardback copy of “I Am Money” has been mailed to each of Nebraska’s 680 elementary school libraries.

NDBF Director Kelly Lammers said: “Financial awareness is about ensuring that we, as individuals, make wise decisions with our money. The Nebraska Department of Banking and Finance is proud to support Financial Awareness Month and provide information to help Nebraskans secure their future.”

Dr. Jennifer Davidson, NCEE President, said: “As president of the Nebraska Council on Economic Education, I’ve seen firsthand how economic and financial literacy can change lives. It’s not just about numbers – it’s about empowerment.”

As part of its Financial Awareness Month activities, NDBF will soon unveil its “Make Cents Make Sense” initiative. According to NDBF Director Kelly Lammers, the program will provide trusted, unbiased, and no-cost guidance to Nebraskans to help them plan their financial journey while guarding against fraud and scams.

Financial Awareness 2025

Sigue Settlement

Publication Date: March 21, 2025

FOR IMMEDIATE RELEASE

March 21, 2025

Contact: Jamie Karl, (531) 893-3615

LINCOLN, Neb. – The Nebraska Department of Banking and Finance (NDBF) has reached a final agreement with money transmitter Sigue Corp. for failing to fulfil its obligations to customers during its collapse last year.

Sigue is a state-regulated money transmission company that has held licenses in nearly all states (NMLS ID 915912). The agreement comes one year after regulatory agencies from 39 states, including Nebraska, ordered the company to cease engaging in further money transmission activities due to its declining financial position. The company failed to complete multiple money orders and transmissions, and to maintain adequate net worth and permissible investments to cover outstanding liabilities – both violations of state money transmission law.

Under the final agreement with NDBF, customers can file claims for full refund. Claims for Nebraska transactions may be filed online at: https://claims-intake.libertymutualsurety.com/intake/submit-claim. For questions about the surety bond claim with Liberty Mutual, call (206) 473-6700.

The agreement requires Sigue Corp. and its owner, Guillermo de la Viña, to resolve Sigue’s failure to meet its outstanding liabilities. It contains provisions relating to GroupEx Financial Corp., a subsidiary of Sigue and licensed money transmitter.

Under the terms of the agreement, Sigue and GroupEx’s money transmitter licenses have been surrendered. Additionally, de la Viña has agreed to refrain from any position of management, control, or employment of any money transmitter unless first approved by NDBF.

Sigue will pay a $27,777.78 penalty if it fails to comply with the terms of the order or provide information needed to process customer bond claims. Sigue will maintain its website for two years to provide information to consumers on how to file a complaint on unpaid transactions with their regulator. For more, contact the NDBF at (402) 471-2171 or at https://ndbf.nebraska.gov/ via the complaints section.

Sigue Settlement

Investment Adviser Guidance

Publication Date: March 17, 2025

This guidance document is advisory in nature but is binding on an agency until amended by such agency. A guidance document does not include internal procedural documents that only affect the internal operations of the agency and does not impose additional requirements or penalties on regulated parties or include confidential information or rules and regulations made in accordance with the Administrative Procedure Act. If you believe that this guidance document imposes additional requirements or penalties on regulated parties, you may request a review of the document.

Investment Adviser Guidance

National Ag Week

Publication Date: March 14, 2025

For Immediate Release

March 14, 2025

Contact: Jamie Karl, (531) 893-3615

Spotlighting Agriculture’s Connection to Nebraska’s Community Banks

LINCOLN, Neb. – The Nebraska Department of Banking and Finance (NDBF) is celebrating National Agriculture Week (March 16-22) by highlighting agriculture’s positive impact on the state’s financial sector.

NDBF Director Kelly Lammers stated: “Agriculture is Nebraska’s largest industry – the backbone of our economy. What happens in our fields, feedlots, farrowing houses, pens, and pastures directly affects Main Street, including our community banks.” (Audio available here.)

To illustrate the impact, NDBF has released a fact sheet, published at ndbf.nebraska.gov. Insights from the fact sheet include:

As of late 2024, Nebraska's state-chartered banks had invested more than $14 billion in outstanding agricultural loans (nearly 40% of the total loan volume).
Of this amount, $6.9 billion was allocated to ag land loans. Another $7.1 billion was for loans related to machinery purchases and other production-related expenses.
Of Nebraska’s 134 state-chartered banks, 104 (nearly 78%) qualify as “agricultural banks” under FDIC standards, meaning at least 25% of their capital is deployed to support ag lending. This underscores Nebraska banks’ expertise and understanding of agricultural operations.

Lammers reaffirmed the agency’s commitment to supporting Nebraska agriculture, saying: “The Nebraska Department of Banking and Finance celebrates the state’s agricultural community. National Agriculture Week reminds us of the industry’s essential role in feeding the world and driving our economy. Here in Nebraska, every week is Ag Week.” (Audio available here.)

National Ag Week

Investor Alert: GS Partners

Publication Date: January 31, 2025

Nebraska residents who invested with GSB Gold Standard Corporation AG, GSB Gold Standard Pay Ltd., and affiliated GS Partners companies (collectively, “GS Partners”) may be eligible for a refund as a result of a settlement by the Nebraska Department of Banking and Finance with GS Partners and its owner, Joep Heit. The settlement resolves violations of the Securities Act of Nebraska for selling unregistered securities.

According to the settlement, GS Partners is required to notify investors by email immediately and work with a third-party claims administrator, AlixPartners LLP, to process the claims. Beginning Feb. 21, 2025, a secure portal provided by AlixPartners will be available for making claim submissions. Nebraska investors who invested assets with GS Partners may submit claims directly to AlixPartners, which will verify eligibility. More information and updates about the claims process is available at https://www.gsbsettlement.com.

All claims must be submitted by May 22, 2025. To ensure a smooth process, NDBF recommends claimants gather documentation including:

- Proof of identity (including name and address)

- Copies of documents submitted to GS Partners

- A copy of a valid national ID (license, passport, etc.)

- Email address, phone number, wallet IDs

- GSB Account ID or username

- Claim amount

- Proof of deposits, withdrawals, and other GSB transactions

This proposed settlement is a result of coordinated efforts through the North American Securities Administrators Association (NASAA). Contact the NDBF at (402) 271-2171 if you have questions.

Investor Alert

NDBF Re-Accreditation Award

Publication Date: January 30, 2025

FOR IMMEDIATE RELEASE

January 30, 2025

Media Contact: Jamie Karl, (531) 893-3615 or jamie.karl@nebraska.gov

LINCOLN, Neb. – Following a five-month peer review, the Nebraska Department of Banking and Finance (NDBF) has earned re-accreditation for its banking and mortgage supervision responsibilities.

The Conference of State Bank Supervisors (CSBS) – a 123-year-old national association that oversees the state financial regulator accreditation process – recently recognized the NDBF’s reaccreditation milestone with a plaque. Gov. Jim Pillen this week presented the CSBS plaque to NDBF Director Kelly Lammers and other agency leaders.

The CSBS re-accreditation designation brings national recognition from state and federal regulators, as well as private-sector industries, relative to the acceptance of examinations and examiner training. The NDBF’s Financial Institutions Division – including its examination, licensing, administrative, legal, operations, and executive teams – dedicated substantial activity last year to ensure the re-accreditation process was successful.

NDBF Director Kelly Lammers said: “Nebraskans need their financial services to work well and function as expected. Accreditation is vital to fulfilling our agency’s statutory obligation and ensuring the NDBF carries out its most fundamental duties of examinations, licensing, and enforcement. Nebraskans can be proud of this agency and its team of public servants for their dedication to protecting and maintaining confidence in Nebraska’s financial services industries.”

Created by the Legislature in 1933, the NDBF supervises and regulates state-chartered banks and various other financial services operating in Nebraska.

In fiscal year 2023-24, the NDBF oversaw 136 state-chartered banks, or more than 90% of banks doing business in Nebraska. Additionally, the agency granted 499 licenses to mortgage bankers and another 3,954 licenses to mortgage loan originators.

NDBF Re-accreditation Award

Block Settlement

Publication Date: January 15, 2025

For Immediate Release

January 15

Contact: Jamie Karl, Public Information Officer, 2025 (531) 893-3615 jamie.karl@nebraska.gov

Nebraska Joins $80M Enforcement Action Against Block, Cash App for Violations

LINCOLN, Neb. – The Nebraska Department of Banking and Finance (NDBF) is part of an $80 million multistate enforcement action against Block Inc. for violations of the federal Bank Secrecy Act (BSA), as well as anti-money laundering (AML) laws that safeguard the financial system from illicit use.

More than 50 million U.S. consumers use Cash App, Block’s mobile payment service, to spend, send, store, and invest money. Block cooperated with the states in the settlement.

Block has agreed to pay a combined $80 million penalty to the participating state agencies, hire an independent consultant to review the comprehensiveness and effectiveness of its BSA/AML program, and submit a report to the states within nine months. Block then will have a year to correct any deficiencies.

NDBF Director Kelly Lammers said: “This is another example of our staff’s work with multi-state coalitions to protect Nebraskans and maintain confidence in the financial services industry. In just the last few weeks, the Department has participated in three multi-state settlements that have returned more than $1.5 million to Nebraska and ensured our regulated financial institutions are complying with Nebraska law.”

Under BSA/AML rules, financial services firms must perform due diligence on customers, including verifying customer identities, reporting suspicious activity, and applying appropriate controls for high-risk accounts. State regulators found that Block was not in compliance with certain requirements, creating the potential for its services to be used to support money laundering, terrorism financing, or other illegal activities.

State financial regulators – like the NDBF – license and serve as the primary supervisor of money transmitters. In fiscal year 2023-24, the NDBF oversaw 185 money transmitters with combined assets of $735.2 billion.

Additional information on the state regulatory framework for money transmission can be found here. Nebraska residents with questions regarding the settlement may call the NDBF at (402) 471-2171 or send an email via the NDBF’s contact page at ndbf.nebraska.gov.

Block Settlement

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Under the direct supervision of the Governor, the mission of the Nebraska Department of Banking and Finance is to protect and maintain the public’s confidence through fair, efficient, and experienced supervision of the state-regulated financial services industries. Visit ndbf.nebraska.gov.

Edward Jones Settlement

Publication Date: January 10, 2025

For Immediate Release

January 10, 2025

Contact: Jamie Karl, Public Information Officer (531) 893-3615 jamie.karl@nebraska.gov

Nebraska Is Part of $17M Enforcement Settlement With Edward Jones LINCOLN, Neb. – The Nebraska Department of Banking & Finance (NDBF) has joined a $17 million settlement with Edward D. Jones & Co. following an investigation that found the firm improperly supervised the transfer of certain brokerage account assets into advisory accounts.

The NDBF is a member of the North American Securities Administrators Association (NASAA), which represents state securities regulators and announced the settlement earlier this week.

The four-year investigation, led by a working group of 14 state securities regulators, examined Edward Jones’ supervision of customers moving from brokerage to advisory accounts in light of the 2016 U.S. Department of Labor Fiduciary Rule.

The investigation found that Edward Jones charged front-load commissions for investments in Class A mutual fund shares in situations where the customer sold or moved the shares sooner than originally anticipated. The states found gaps in Edward Jones’ supervisory procedures in this respect.

As part of the settlement, Edward Jones will pay each of the 50 states, Washington, D.C., the U.S. Virgin Islands, and Puerto Rico an administrative fine of approximately $320,000.

NDBF Director Kelly Lammers said: “State securities regulators actively work to protect the best interests of investors and ensure that companies operating in Nebraska are following our securities laws. The Department appreciates the ongoing cooperation of Edward Jones throughout this investigation and settlement process.”

Nebraska residents with questions regarding the settlement may call the NDBF’s Bureau of Securities at (402) 471-2171.

Edward Jones Settlement

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Bayside Settlement

Publication Date: January 08, 2025

For Immediate Release

Contact: Jamie Karl, Public Information Officer January 8, 2025 (531) 893-3615 jamie.karl@nebraska.gov ____________________________________________________________________________________

Nebraska Part of $20M Settlement With Nation’s Largest Non-Bank Mortgage Company LINCOLN, Neb. – The Nebraska Department of Banking & Finance (NDBF) and other state financial regulatory agencies have reached a $20 million settlement agreement with mortgage company Bayview Asset Management LLC for deficient cybersecurity practices and failing to comply with the states’ examination authority following a data breach that impacted 5.8 million customers. The agreement includes three of the company’s affiliates, Lakeview Loan Servicing, Community Loan Servicing, and Pingora Holdings (collectively the Bayview Companies).

Nebraska will receive $71,950 as part of the settlement. More than 20,500 Nebraska residents were affected by the Bayview Companies’ practices. This marks the first collective multi-state enforcement action by state regulators in response to a mortgage company data breach.

“Today’s announcement underscores the importance of meeting state requirements to protect consumer data and complying with state supervisory demands,” said Kelly Lammers, NDBF director. “When companies fail to secure consumer data, the State of Nebraska will take appropriate action to safeguard its residents.”

The multi-state action found Bayview Companies’ information technology and cybersecurity practices did not meet federal or state requirements. Moreover, the Bayview Companies delayed the supervisory process by failing to comply with state requests in a timely and complete manner in the early stages of the examination.

In addition to the monetary penalty, the Bayview Companies have agreed to take specific corrective actions, improve cybersecurity, undergo independent assessments, and provide three years of additional reporting to the states.

Nebraska residents with questions regarding the settlement may call the NDBF’s Financial Institutions Division at (402) 471-2171.

Press Release - Bayside Settlement

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Renewal 2025

Publication Date: November 01, 2024

NDBF REMINDS INVESTMENT ADVISERS, BROKER-DEALERS OF DECEMBER 31, 2024 RENEWAL DEADLINE

November 1, 2024 (LINCOLN, NEB.) — The Nebraska Department of Banking and Finance ("NDBF") reminds state-registered investment advisers, broker-dealers, and their agents and representatives that registrations in Nebraska expire on December 31, 2024. Firms will need to assemble required documentation and review filings to ensure all information is accurate and up-to-date. Failure to submit supplements or provide required information by the appropriate deadline will result in the termination of the registration on January 1, 2025.

Renewal Web Announcement 2025

Securities Rules Amendments Adopted

Publication Date: October 08, 2024

Securities Rules Amendments Adopted

Lincoln, Neb., October 8, 2024 – The Nebraska Department of Banking and Finance is pleased to announce that amendments to the Securities Rules, Title 48, Chapters 6, 7, 9, and 12 of the Nebraska Administrative Code became effective September 18, 2024, following notice, hearing, approval by Governor Pillen, and filing with the Nebraska Secretary of State. The Title 48 Rules are available at https://rules.nebraska.gov/rules?agencyId=9&titleId=28. The amended chapters include the following provisions:

48 NAC 6-Agents of Broker-Dealers: The revisions to Title 48, Chapter 6 adopt the North American Securities Administrators Association (“NASAA”) “Examination Requirements for Broker-Dealer Agents Model Rule.” This rule allows agents who have elected to participate in the Financial Industry Regulatory Authority’s (“FINRA”) Maintaining Qualifications Program to extend the validity of their state examinations from two to five years.

48 NAC 7-Investment Advisers: The revisions to Title 48, Chapter 7 adopt NASAA’s “Model Rule for Investment Adviser Written Policies and Procedures Under the Uniform Securities Act of 1956 and 2002.” This rule requires investment advisers to adopt policies and procedures to ensure compliance with the Securities Act of Nebraska. The model rule replaces prior provisions in Chapter 7 that required investment advisers to adopt similar policies and procedures.

48 NAC 9-Investment Adviser Representatives: The revisions to Title 48, Chapter 7 adopt two NASAA model rules. The first model rule, the NASAA “Investment Adviser Representative Examination Validity Program Model Rule” allows investment adviser representatives who participate in NASAA’s Exam Validity Extension Program and complete continuing education to extend the validity of their state examinations from two to five years. The second model rule, NASAA’s “Model Rule on Investment Adviser Representative Continuing Education” implements continuing education requirements for investment adviser representatives.

48 NAC 12-Fraudulent, Dishonest and Unethical Business Practices: The revisions to Title 48, Chapter 12 adopt NASAA’s “Unpaid Arbitration Awards Under the Uniform Securities Acts of 1956 and 2022 Model Rule.” This rule provides that the failure to pay arbitration awards, court judgments, and regulator fines is an unethical business practice.

The Department will be providing additional information to the affected industries concerning the exam validity extension program and investment adviser continuing education in the near future.

Website Rule Announcements 100824.pdf

Importance of Completing Continuing Education Properly and Compliance with the SAFE Act

Publication Date: September 26, 2024

As part of our ongoing commitment to maintaining high standards within the mortgage industry, we want to remind all Mortgage Loan Originators (MLOs) of the critical importance of adhering to the continuing education (CE) requirements as set forth by the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act).

Under the SAFE Act, MLOs are required to complete a minimum number of continuing education hours each year to maintain their licensing. This education is designed to ensure that MLOs stay current with industry practices, regulations, and ethical standards. It is imperative that these educational requirements are met in accordance with the SAFE Act to uphold the integrity of our profession.

Improperly completing CE, including but not limited to engaging in inappropriate practices or allowing others to complete your CE on your behalf, constitutes a violation of the SAFE Act. Such violations can result in action taken by your regulator against your license, including the lapse or suspension of your license. These actions undermine the trust placed in our industry by consumers and regulators alike and can have long-lasting repercussions on your professional standing.

The Conference of State Bank Supervisors (CSBS) has implemented advanced technologies to ensure CE requirements are fulfilled by the appropriate individuals. These systems are designed to verify the identity of MLOs and confirm that they are personally completing their required education. Non-compliant activities are identified and addressed with enforcement measures.

The recent multi-state enforcement action, involving multiple MLOs and Real Estate Educational Services (REES) serves as a reminder of the seriousness with which CE compliance is treated. In this case, fraudulent activities related to CE were met with legal and regulatory consequences. The severity of the penalties imposed underscores the collective commitment to ensuring that all MLOs adhere to the prescribed educational standards and conduct themselves with the highest level of professionalism.

As MLOs, you are responsible for completing your CE requirements personally and in accordance with all relevant regulations. We urge you to take all necessary steps to ensure your CE activities are conducted ethically and in full compliance with the SAFE Act.

If you have any questions or require assistance with your continuing education, please contact your state regulatory agency or the appropriate licensing authority.

Thank you for your attention to this important matter and for your ongoing dedication to maintaining the highest standards of professionalism in the mortgage industry.

Completing Continuing Education Properly and Compliance with the SAFE Act.pdf

NOTICE OF APPLICATION FOR A DIGITAL ASSET DEPOSITORY CHARTER

Publication Date: September 23, 2024

NOTICE OF APPLICATION FOR A DIGITAL ASSET DEPOSITORY CHARTER

Notice is hereby given that Telcoin, Inc., 2200 Taylor Avenue, Suite 200, Norfolk, Nebraska, in accordance with the provisions of Neb. Rev. Stat. § 8-3015 of the Nebraska Financial Innovation Act, filed an application with the Nebraska Department of Banking and Finance for a charter of authority to conduct a digital asset depository business as defined in the Nebraska Financial Innovation Act.

A hearing on the charter application has been scheduled for December 5, 2024, commencing at 9:00 a.m. CST, at the First Nebraska Administrative Building, 1526 K Street, Lower LevelDevelopment Center, Lincoln, Nebraska. 68508.

Formal objections to the charter application must be submitted to the Department of Banking and Finance no later than the thirtieth day prior to the scheduled hearing date. A copy of the Department’s Rules of Procedures is available upon request from the Department, or may be found on the Department’s website, www.ndbf.ne.gov.

Written comments regarding the charter application may also be submitted to the Nebraska Department of Banking and Finance, 1526 K Street, Suite 300, PO Box 95006, Lincoln, Nebraska, 68508. Such comments must be received by the Department prior to the start of the hearing in order to be considered.

If auxiliary aids or reasonable accommodations are needed for attendance at this hearing, please call the Nebraska Department of Banking and Finance at (402) 471-2171, or for persons with hearing impairments, please call the Nebraska Relay System at (800) 833-7352 TDD. This contact should be made at least seven (7) days prior to the hearing.

Telcoin Publication

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Publications

Financial Institution Directors: Duties & Responsibilities (Manual)
Raising Small Business Capital in Nebraska through Securities Sales
NDBF Ag Week Fact Sheet: Nebraska's Community Banks and Agriculture
Relationship Investment Scams
Social Isolation and the Risk of Investment Fraud
Investment Professional Disclosure Forms: What Should Investors Look For?

Brochures

Community Development Investments
How can a Nebraska chartered bank help with community development projects?

Delayed Deposit Services (Payday Lenders)
Updated brochure under construction

Department General Brochure

Your Advocates...The Nebraska Department of Banking and FinanaceActivities

Directors: Duties & Responsibilities (FI)
Financial Institution Directors: Duties & Responsibilities

Directory of Financial Industry Regulators
Who Do I Call? A reference guide for the financial industry

Mortgage Lending
Mortgage Lending: Before You Sign...
How the Nebraska Foreclosure Act Can Help You (8.5in x 14in brochure)

Securities/Investments
Understanding Broker-Dealer Fees
Invest Your Time Before Your Money
Guardian Brochure
Scams, Schemes & Swindles: Top Ten Investment Traps
Seniors & Fraud...Protect Yourself with Information
Informed Investor Advisory Marijuana
Informed Investor Advisory Binary Options
Informed Investor Advisory Financial Service Providers
Informed Investor Advisory Unicorns
Consumer Advisory - Cryptocurencies and ICOs
Informed Investor Advisory Cryptocurrency
Informed Investor Advisory ICO
Investor Advisory: Precious Metals

Telemarketing
How to Identify Telemarketing Investment Fraud

News & Publications

News & Publications

Vanguard Settlement

Make Cents Make Sense

Financial Awareness 2025

Sigue Settlement

Investment Adviser Guidance

National Ag Week

Investor Alert: GS Partners

NDBF Re-Accreditation Award

Block Settlement

Edward Jones Settlement

Bayside Settlement

Renewal 2025

Securities Rules Amendments Adopted

Importance of Completing Continuing Education Properly and Compliance with the SAFE Act

NOTICE OF APPLICATION FOR A DIGITAL ASSET DEPOSITORY CHARTER

Publications

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