Nebraska’s state-chartered banks are well suited to play a meaningful role in supporting community development activities. A bank's community investment dollars can help revitalize or stabilize a community. Here are just a few examples:
- Improve affordable housing and small business in the area
- Attract and grow business
- Help create jobs Improve the quality of life by investing in neighborhood projects
- Strengthen a community’s infrastructure through investment in public projects
Nebraska Wildcard Law
State-chartered banks may select either state or federal regulations, provided the CDI is permissible.
Banks may be required to complete and submit the Department's CDI form to request prior approval.
CDI Toolkit
The Department’s CDI worksheet may assist you in calculating the limitation imposed by state and federal regulation. To complete the worksheet, the bank may need to collect information from its most recent call report to the Federal Deposit Insurance Corporation (FDIC).
How can a state-chartered bank help with community development projects?
Calculate your bank's investment limitation
CDI Approval Form
CDI: A Guide for State Member Banks & Holding Companies (Published by the Federal Reserve)
Additional Resources
Federal Deposit Insurance Corporation (FDIC)
Federal Reserve Bank of Kansas City
Comptroller of the Currency (OCC)
