Installment Loan Act

45-1001. Act, how cited.
45-1002. Terms, defined; act; applicability.
45-1003. Installment loans; financial institution ineligible.
45-1004. Installment loans; authority of licensee; affiliate of licensee; how treated.
45-1005. Installment loans; license; application; fee.
45-1006. Installment loans; application hearing; protest; procedure.
45-1007. Installment loans; license; bond.
45-1008. License; issuance; requirements; term.
45-1009. License; application; grant or denial; time allowed.
45-1010. Installment loans; licenses; limitations as to business and persons.
45-1011. Installment loans; place of business; separate office required; exceptions; enforcement.
45-1012. Licensee; service of process.
45-1013. Installment loans; license; renewal; fees; relocation of place of business; procedures; hearing; fee.
45-1014. Installment loans; fees; disposition.
45-1015. Installment loans; doing business without license; penalty.
45-1016. Installment loans; rules and regulations; power of Department of Banking and Finance.
45-1017. Licensees; business, records, and accounts; inspection; expenses; fines; lien.
45-1018. Licensees; reports.
45-1019. Cease and Desist Order; hearing; judicial review; enforcement; violation; penalty.
45-1020. Misleading advertising prohibited; enforcement.
45-1021. Installment loans; interest, defined.
45-1022. Installment loans; payment in advance; application of payments.
45-1023. Installment loans; false statement to secure; penalty.
45-1024. Installment loans; interest rate authorized; charges permitted; computation; application of payments; violations; restrictions.
45-1025. Installment loans; additional charges authorized; loan period; violation; effect.
45-1026. Installment loans; insurance upon security; licensee may require; restrictions; refunds; when.
45-1027. Installment loans; insurance procured through licensee; statement.
45-1028. Installment loans; assignments of wages or security agreement in blank; prohibited.
45-1029. Installment loans; power of attorney and instruments with blanks prohibited.
45-1030. Installment loans; assignment of wages; consent of spouse necessary.
45-1031. Installment loans; statement to borrower; contents.
45-1032. Surrender of license; effect.
45-1033. License; administrative fine; disciplinary action; failue to renew.
45-1033.01. License and registration under Nationwide Mortgage Licensing System and Registry; department; powers and duties; director, duties.
45-1033.02. Information sharing; privilege and confidentiality; limitations; director, powers; applicability of section.
45-1034. License; revocation; new license; court order required.
45-1035. License; revocation; record of proceedings.
45-1036. Appeal; procedure.
45-1037. Violations; penalty.
45-1038. Licensees; loan provisions; violations; effect.
45-1039. Licensees; violations; effect.
45-1040. Repayment of loan; licensee; duties.
45-1041. Installment loans; enforcement.
45-1042. Loans made outside of state; enforcement in this state.
45-1043. Borrower's obligation; licensee; contacts limitation.
45-1044. Borrower's obligation; contact; limitation; waiver.
45-1045. Licensee; contacts permitted without borrower's consent.
45-1046. Borrower; default; notice to licensee; effect.
45-1047. Licensee; actions; permitted; prohibited.
45-1048. Borrower; right to action; licensee; judgment; effect.
45-1049. Borrower; default; agreement; extent of enforceability.
45-1050. Borrower; loan; default; licensee; notice; contents.
45-1051. Borrower; loan; default; right to cure; procedure.
45-1052. Borrower; loan; default; licensee; possession of collateral; restrictions.
45-1053. Loan; third-party obligation; when.
45-1054. Borrower; deficiency; liability; how treated.
45-1055. Writing evidencing borrower's obligation; form; copies; fee; licensee; duties.
45-1056. Licensee; discrimination prohibited.
45-1057. Licensee; loan; former debt; how treated.
45-1058. Violation; loan transaction; licensee; liability.
45-1059. Preauthorized loans; definitions; where found.
45-1060. Billing cycle, defined.
45-1061. Preauthorized loan, defined.
45-1062. Preauthorized loans; charges authorized; computation.
45-1063. Preauthorized loan; repayment; requirements.
45-1064. Preauthorized loans; additional fees, costs, and expenses authorized; restrictions.
45-1065. Preauthorized loans; security interest authorized.
45-1066. Preauthorized loans; sections not applicable.
45-1067. Preauthorized loans; department; powers.
45-1068. Reverse-mortgage loan; rules governing; how made or acquired; charges authorized; forfeiture by lender.
45-1069. Administrative fine; procedure; lien.
45-1070. Minimum term.