Important Notification! - NDBF Securities Citizenship Verification Process Update

Effective December 2018, a new portal will be available for Investment Advisers and Broker-Dealers to submit information for the citizenship verification process.  Information about the new portal can be found here.

Mortgage & Foreclosure Help Resources

In Nebraska

Dial 2-1-1 is an information and referral service which can refer homeowners in some state of delinquency or foreclosure to a housing counseling service for free assistance. All Nebraska counties have 2-1-1 access. More information can be found at www.ne211.org.

Housing counselors often serve as facilitators between borrowers and mortgage lenders. If you feel you may be in danger of facing foreclosure, Dial 2-1-1 or (402) 444-6666 to speak to a referral specialist who can locate a housing counseling service near you. Dial 2-1-1 is hosted by United Way of the Midlands.
 

Free nonprofit counseling services in Nebraska:

Family Housing Advisory Services of Omaha (3 locations)
High Plains Community Development Corp.(Chadron)
Credit Advisors Foundation (Omaha)

 

Additional Resources

Affordable Housing Government Initiative

The Treasury Department and the Department of Housing and Urban Development (HUD) have launched a Website that provides basic information for troubled homeowners about the Obama administration's "Making Home Affordable" program.

The new initiative is a two-pronged approach. The first prong is the refinancing approach, designed to help homeowners who are paying their mortgages on time, but are not able to refinance at the current low mortgage rates because of a decrease in the value of their homes. The second prong is aimed at homeowners who are struggling to make their monthly mortgage payments because their interest rates have increased or their incomes have been reduced.

Depending on which program fits your needs, you can take a quick, four-or five question test to see if you qualify for help.

Making Home Affordable.Gov
 

Hope Now

HOPE NOW is an alliance between HUD approved counseling agents, servicers, investors and other mortgage market participants that provide free foreclosure prevention assistance.

HOPE NOW
 

NeighborWorks® America Organizations

NeighborWorks® Center For Foreclosure Solutions
 

Consumer Credit Counseling Services

Consumer Credit Counseling Online Foreclosure Counseling
 

Federal Reserve

A Consumers' Guide to Mortgage Refinancing
 

Nebraska Foreclosure Protection Act

The Nebraska Foreclosure Protection Act protects homeowners from fraudulent activities of individuals and entities that prey on vulnerable consumers. Know your rights under the law.

Nebraska Foreclosure Protection Act

Nebraska statutes pertaining to the Act
 

How to Avoid Foreclosure

HUD: How to Avoid Foreclosure
Keep Your Home
Understand Your Options
 

Foreclosure Rescue Scams

FDIC Foreclosure Prevention Tool Kit
Beware of Foreclosure Rescue Scams: If it's Too Good to be True, It Probably is
Tips for Avoiding Mortgage Foreclosure Rescue Scams
How to Recognize a Rescue Scam
Prevent Loan Scams - A Project of the Lawyers' Committee for Civil Rights Under the Law

Avoiding Foreclosure is a consumer education DVD that introduces homeowners to four clients who found themselves in mortgage trouble and sought assistance from a certified housing counselor with the National Foundation for Credit Counseling (NFCC). The DVD introduces consumers to some of the terms and scenarios they are likely to encounter as they work to save their own home.

The DVD is free of charge and a public service offered by the NFCC.
Click here to order your free copy.